Frequently Asked Questions

What is a cash advance?
A cash advance is a short term financial device intended to help people cover their bills or unexpected expenses during a temporary loss of income or a time of financial duress. Cash advances are secured against a future source of income such as a paycheck or a government stipend that are deposited directly into your account usually by the next possible business day.

How does a person become qualified?
Cash Advances are one of the easiest types of loans to qualify for. All you need to do is meet all of these requirements:

- Have a job or a regular source of income
- Your monthly income is at least $1000
- Have an active checking or savings account
- You are at least 18 years old as well as a United States Citizen

Some lenders have other requirements, please consult your lender for more information.

How long does it take to get my loan?
If approved, many lenders can have your money electronically transferred into your account by the next business day.

What if my credit is bad or I've filed for bankruptcy?
Because our lenders have exceptional customer service, they are willing to work with you even if you have less than a superb financial background.

Do I need to have direct deposit enabled on my account?
Many of our lenders can transfer money right into your account. Please contact your designated lender for more information.

Is it safe to apply for payday loans online?
Absolutely. Please see our privacy page for more information on this subject.